Loan Officer Location
About Me
Loan Officer · NMLS 197337
Bill has his BS Degree from NC A&T SU with a concentration in Finance.
With more than 20 years of experience, Bill is THE authority on mortgage lending. He sees things that other industry professionals may overlook, allowing him to help thousands of homeowners purchase and refinance homes. Bill is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, along with his experience and unparalleled insight to better understand the forces that drive interest rates.
By staying up-to-date on the latest complexities of mortgage lending, technology and cutting edge marketing techniques for real estate, Bill has become a vital resource for homeowners and Realtors alike. No matter the unique needs for your mortgage, Bill likely has a solution and is happy to help any and all.
My Location
Smiley Region 500 Craig Road Suite #202 & #201, Manalapan, NJ 07726
Social Survey View
Bill Evans's
OVERALL RATING
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"Bill was very..."
Bill was very professional and helpful in explaining what we needed to do thru sending emails to keep us updated and making sure we were on top of reading and signing everything. We appreciate his service. Blessings ??????
Cassandra
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"Ms.Lindy is the..."
Ms.Lindy is the best she helped us ever step of the way it is so much we can say about this lady A-1 service
Maurice
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"Everything ran..."
Everything ran smoothly.
William
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.